What's Equity Release?

A Quick Intro to Equity Release

Equity release refers to financial products that enable homeowners to access the capital in their properties.

The amount released in this way is typically free from tax.

Lifetime mortgages and home reversion schemes are the two main types of equity release.

Key Equity Release

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Equity Release Quote: Get a Free Estimate (2025)
Getting a quote for equity release involves contacting advisors or using comparison websites, and providing details about your age, property value, and financial needs.
This article contains tops tips from our experts, backed by in-depth research.

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Bert Hofhuis
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Discover the crucial factors affecting equity release quotes in 2025. Learn what details to provide, why comparing providers is essential, and how to avoid potential pitfalls.

Are You Looking for the Best Equity Release Quote in 2025?

If you’re looking for a convenient equity release quote so you can change up your retirement, look no further!

This article explores the following topics, drawing on our expertise in the field:

    Our equity release quote comparison tool is a market leader and will save you time and money while bringing you the best equity release offers.

    TimeBank‘s experts have taken the work out of finding the best equity release deals and providers for you. By using our system, you can get your initial advice for free.

    Go ahead and try our quote calculator now!

    Who Can Apply for Equity Release?

    You can apply for equity release if you meet certain basic requirements.

    To qualify for equity release, you need to meet the following criteria:

    • The youngest applicant has to be over 55.
    • There are no more than 2 people on your property title deed.
    • Your home has to be worth over £70,000 (although some providers may require higher valuations).
    • Your home has to be of standard construction.
    • You need to own your home and use it as your main residence.
    • Your house must be situated in the UK (though some lenders may exclude certain areas, like the Isle of Man).
    • You must have a minimal outstanding mortgage or no mortgage on your house.

    You can use the tax-free cash you get from equity release for anything you wish, such as funding home-based care, a dream vacation, or home renovations.

    Can You Get a Free Equity Release Quote?

    Yes, you can get a free equity release quote right here. Try it now!

    Why Compare Equity Release Providers?

    You should compare equity release providers because each provider will offer different interest rates and benefits.

    By comparing providers, you can find the best deal for you.

    What Do I Need to Get a Quote?

    To get a quote, you need to enter a few simple details.

    These include:

    • The age of the youngest homeowner.
    • Your property’s market value.
    • Your postal code to confirm your property’s location.

    Once you enter this information into our easy-to-use quote comparison system, you’ll get results in a few seconds.

    Where to Get an Equity Release Quote

    You can get an equity release quote right here by using our equity release quote tool.

    By doing so, you’ll get an overview of top equity release providers.

    Through our system, you can access exclusive deals from market-leading providers.

    Comparing Equity Release Interest Rates & Deals

    Comparing equity release interest rates and deals is an important part of the process.

    By contrasting available plans from different providers, you can decide which lender and product might best suit your needs.

    Our useful equity release quote comparison tool will help you compare the interest rates available on each deal and what each deal offers you.

    Common Questions

    How Much Does Equity Release Really Cost?

    What Will Impact the Amount of Equity I Can Release?

    In Conclusion

     

    When considering equity release, obtaining a no-fuss quote can help you get an estimate of how much you may be able to access.

    Before you talk to your advisor, make sure you’ve used our equity release quote comparison tool to know what to expect.

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